Commercial trucking insurance can be quite complex and is always associated with a lot of myths and misconceptions, especially among fleet managers and owner-operators. Let’s debunk some of the most common myths about trucking insurance, so it will be easier for you to find the best policy.
1. Trucking Insurance is Expensive
The truth is that trucking insurance can be expensive. However, it is a significant investment to protect your truck and business. Plus, some ways allow you to save on trucking insurance. One of them is bundling policies that will enable you to reduce insurance premiums significantly.
2. Only Long-haul Truckers Need Trucking Insurance
This is not true because trucking insurance is necessary and beneficial for all truckers regardless of their operating area. Even if you are a local driver, you are still exposed to risks of accidents and other unfortunate and unexpected events.
3. Trucking Insurance Covers Everything
It is important to understand that every policy is different. They are not one-size-fits-all. If you are looking for trucking insurance and want the maximum coverage, you need to discuss it with an insurance agent who will help you find the perfect policy for you and your trucking business.
4. Trucking Insurance Covers All Drivers
In reality, standard trucking insurance covers only those drivers who are named on the policy. Expanding coverage to any driver is possible, but you need to ask for an endorsement on your policy.
If you are an owner-operator or you own a trucking business, and you are searching for trucking insurance to protect your trucks and drivers, Sprout Insurance is ready to assist you. At Sprout Insurance, we specialize in different types of insurance, including trucking insurance, and we work with clients from Nettleton, MS, and other nearby areas in Mississippi. Thus, if you are from Nettleton, MS, or nearby, feel free to contact our insurance company, and we will answer all your questions.
