For some folks working with our team at Sprout Insurance in Nettleton, MS, a single RV is sufficient. However, others prefer to own more than one RV to enable options when they aim to embark on a road trip, take a vacation, or relish a weekend camping in a novel location. Regardless of whether you own one or multiple RVs, it’s always advisable to consider how many RV insurance policies you might require to enhance your RV collection. After all, it’s better to be prepared for a scenario where you might add an RV to your collection rather than finding yourself searching for coverage solutions for a new RV down the line.
Can RV Insurance Cover Multiple RVs?
While every insurance policy varies, RV policies might cover multiple vehicles. This largely depends on the specific terms and limits of a policy. While it’s uncertain whether an RV policy could cover more than a single vehicle, at the very least, RV policies are designed to cover one.
When exploring an RV insurance policy, you should consider whether you live in your RV full-time or use it part-time. If you have an RV considered as a permanent residence and another RV that you use on a part-time basis, you may have to secure RV insurance for the first and recreational RV insurance for the second since recreational RV insurance only covers part-time RV usage. Legally, you’ll need RV insurance even if you only use one RV part-time. For liability coverage, you might want to explore your options for a higher limit if you own multiple RVs, though this is only a general suggestion.
Call us at Sprout Insurance in Nettleton, MS today for RV insurance information!
